How Hundreds of Practitioners are Creating Cash Flow, Security, and Freedom

Dr David Phelps and Freedom Founders have been featured in:

Hi, I'm Dr David Phelps, 

If you’re tired of “traditional” retirement plans (Wall Street, 401ks) and ready to create cash flow to live the life you've always wanted... than this story is for you.

Whether you are a seasoned practice professional who has spent years doing everything you were told by traditional advisors only to be left wondering why you still feel so uncertain about your financial and "stuck" working longer than you wished, or... 

If you're a younger doctor who is seeking a better way to create financial security and legacy for your family... you are in the right place. You see, over the last 10+ years, I've had the privilege of working with hundreds of doctors and other professionals to help them:

1. Stop grinding it out on high income hamster wheel

2. Start creating TIME and Financial Freedom to do the things that they really care about 

All while securing their nest egg with real, tangible assets and positioning to win big in future market corrections. 

Unfortunately, these were all lessons I had to personally learn the hard way... 

My "Moment of Truth"

I had laid out my entire life in advance. “I’ve got this—the sky’s the limit.”  Blessed with good intellect and a work ethic to boot.  Failure was not an option.  A perfect family.  A perfect life. 

But there I was.  Sitting on the small, vinyl, padded bench in Jenna’s hospital room. The IV machine humming, holding bags of fluids and meds, dripping into the tubes and through the needles that ran into her small and bruised hand.

Away from my busy and stressful dental practice, I had a lot of time to think at that hospital... 

All of the money I could earn—none of it mattered. None of it could make a difference.  I could only hope.

Hope and pray that Jenna would recover and I would get a second chance to be a father—a real father who would be present, not preoccupied with “stuff.” Would there be a day in the future when I could spend quality time with Jenna?

That’s when I finally reached my moment of truth: I would no longer practice dentistry.  

Fortunately for me, I had a financial “Plan B” that allowed me to pull the ripcord. (More on that in a moment).

You see… in my experience over the last 10+ years working with hundreds of professionals… 

In my experience...

There Are Two Paths For Professionals Today...

Unfortunately, too many practitioners follow a traditional path to life and career - grinding it out on the hamster wheel for decades, waiting until a "retirement date" before they can truly start living the life of their dreams. 

But there is a better way. 

Which path are you on? Are you confident that you have a concrete plan to create financial Freedom in your life before a distant "retirement date"? 

Don't wait until the end of your career to prepare your future. 

The reason so many professionals stay "stuck"...

Most professionals have no idea how to orchestrate capital and create cash flow. We’re often told to focus on our earning potential and "trust the professionals" with our investing. Most dutifully follow conventional wisdom and buy the Wall Street products – 401(k)s, stock equities, bonds, annuities, index funds, etc. 

We check the boxes, and wait, and hope. 

Unfortunately, that strategy fails to create financial security. The markets go up and down. Every time they go down 20%, 30%, or even 50% (think 2008), it takes a long time to get back to square one.

More importantly, that strategy fails to create sustainable, predictable cash flow to replace one's active (earned) income. 

Not only that, but that capital is often locked away until some distant point in the future. What’s the point of working so hard to create wealth if it’s nothing more than numbers on a spreadsheet?

Fundamentally, the problem is this: 

Most financial "advice" is not aimed at helping you create more Freedom in your life now.

Most financial planning is focused on creating financial freedom at some mystical point in the distant future (age 60+, often undefined). It's not uncommon for professionals to be told that they need massive piles of savings (6,8 even 10M??).  The truth is, Freedom can be achieved with far less – IF you know how to orchestrate cash flow.

Here are just a few examples...

Case Studies

Professionals Creating Cash Flow and Freedom

Drs Bob & Gertrude Dubanski

From injuring both wrists to creating passive income and Freedom...

“My husband Bob and I were partners in our general practice in Sacramento. A few years ago, I tore tendons in both my wrists while doing surgery. After that, Bob had to handle the fillings and crowns. It showed me just how vulnerable we were.

Bob was getting burned out. On Sundays he would say, ‘I don't want to go to work anymore.’ I was afraid he might die in the chair of a heart attack because of the stress. I didn’t know what to do. We were tied to the practice. We had no alternative sources of income. All we had was what we could produce."

"Financially, we'd been taught all along to just save money in our 401(k), but that wasn’t working for us. We had to do something else."

“Since we joined Freedom Founders, it's been a huge paradigm shift. It gave us the confidence we needed to sell our practice.

When we signed the agreement to sell our practice, it was a huge relief.  I realized, if one of us were gone, our investments would take care of the other. So now with our money deployed, we are no longer chained to the office. We are living comfortably off our passive income, and that is such a feeling of relief. It's just the feeling of Freedom.”

Sold their practice and retired without selling their vacation home or downsizing their lifestyle...

 I was on the cusp of selling my successful practice  in  Houston, TX and retiring. Everything was in place, except for one thing…

No matter how I ran the numbers, I wasn’t confident that I could replace my working income with sustainable cash flow from my investments, even in a best case scenario where markets stayed strong for the next few years. 

We would be forced to either: 

1) Reduce our lifestyle.

2) Draw down our retirement savings and “hope” that our nest egg outlasted us.

We were also facing the prospect of having to sell our vacation home in Palm Springs… a place filled with memories we wanted to continue to enjoy in our retirement.

And the thought of tying our life savings to the stock market kept us up at night.

That’s when I started doing research into alternatives.

Long story short… 

Dr Greg & Jackie Linney

Today, we have replaced our practice income with sustainable, predictable cash flow from our investments. Our retirement is secured by real, tangible assets. 

We’re not depleting our nest egg at all in retirement. Our investment income is completely sustainable. And best of all, we were able to keep our beautiful Palm Springs home and enjoy it in retirement. 

I want to give my kids the gift of learning how to reach their goals. How to see something they want to accomplish and go after it, overcoming the roadblocks of life. 

- Dr Devin Gneiting

Created enough real estate income to replace his practice income while still in his thirties...

I grew up on a family farm and learned the value of hard work from my parents. I loved how much trust my Dad put into me from a young age. 

The track record of the individuals in this group is what attracted me. Freedom Founders is all about helping us become better people... what we need to do in our life to get where we want to be in our personal and financial Freedom.

Selling my practice has been a huge goal for me. I hope to spend a lot of time with my kids, take advantage of the time we have together. I want to impart our values to them. 

Do these stories sound like you?

Freedom Founders isn't for everyone

Freedom Founders is NOT for everyone. 

We are not just a plug and play alternative to a "financial advisor". If you're more comfortable sticking to the conventional wisdom of traditional financial advice, this is not for you. 

Our members are high-performing professionals... some of the top in their fields. They come to Freedom Founders looking for a better way, an alternative Blueprint to translate their success into more meaningful freedom NOW, vs waiting for a mystical "someday". 

In the right hands, the process we have refined and perfected over the last decade (plus) and proven with hundreds of members is transformational.

Here’s what our most successful members have in common…

Good Fit

Coachable and smart enough to understand the value of a network.
Ready to diversify outside Wall Street.
Don't have the time/energy to take a "DIY" approach to real estate investing.
Well managed debt-to-income ratio.
At least $1M of available capital (including investments, cash, residential or commercial equity,  or pending practice sale).

Not a Fit

Just getting started in career/investing.
Just "curious" or looking for the latest craze (bitcoin anyone?)
Prefers "Do It Yourself" real estate investing.
High debt-to-income ratio.
Less than $1M of available capital

We're NOT your typical "Financial Advisor"

No one cares about your finances as much as you do. Our goal is to give you the tools, skillsets and strategic network you need to become your own financial advocate. Here is what that means for you: 

No commissions or management fees. Your investments are never diluted by hidden fees or commissions (unlike other platforms). Our community is structured with straightforward membership rates.
No conflict of interest. Because we do not take commissions, we can be truly unbiased in feedback and coaching we give our members. We have no incentive to "sell" you on any investments.
No "Assets Under Management". Many financial advisors will try to gain control of all of your wealth through an "Assets Under Management" approach. We believe you should never delegate control of your wealth building. 

Here is How Freedom Founders Works...


Finding Freedom - The Origin Story

Discover the story behind Freedom Founders and our mission to create more Freedom!


How We Invest Into Real Estate

Learn the structures that we use at Freedom Founders to PASSIVELY invest into cash flow producing Real Estate assets.