How Much Is Enough? | Complimentary Book
Complimentary book from Dr. David Phelps

How much is enough?

Until you can answer that question, “more” will always feel safer—and the finish line will keep moving. This book shows successful practice owners how to define enough and create financial freedom, time freedom, and meaningful options far sooner than the majority.

Your book is complimentary. U.S. mailing address required.
How Much Is Enough by Dr. David Phelps
Freedom begins when the finish line stops moving.Define enough · Reclaim choice
David's work has been featured in
Inc. Entrepreneur Fortune Dental Economics Newsmax
The question beneath the portfolio

Most financial plans never define the life they are supposed to fund.

They measure accumulation. They project a distant retirement date. But they rarely help the owner decide when continued sacrifice stops adding meaningful security—and starts taking irreplaceable time from the people who matter.

Without a clear definition of enough, success becomes a treadmill with no off switch.

4%
“Only 4 out of 100 professional practice owners at age 65 will be truly and fully financially free.”Dan Kennedy
Inside the book

Move from vague hope to a defined freedom plan.

The goal is not to stop contributing. It is to build enough control that work becomes a choice rather than a requirement.

01

See the gaps in the traditional retirement model

Understand why conventional planning can leave high-income owners asset-rich on paper but short on liquidity, control, and usable time.

02

Recognize why “more” never feels like enough

Separate genuine security from an endlessly moving target driven by fear, comparison, and accumulation without purpose.

03

Calculate how much is enough for your life

Translate the life you actually want into a clear financial target instead of relying on a generic retirement number.

04

Look beyond Wall Street-only assumptions

Explore the role of real, tangible assets and alternative investments in building durable cash flow and greater control.

05

Create freedom before traditional retirement age

Build a pathway toward financial freedom, time freedom, and options while you still have the health and relationships to enjoy them.

What freedom changes

When the finish line becomes clear, life can move again.

These owners did not want to abandon meaningful work. They wanted the ability to choose what came next.

Drs. Brent and Ally Rickheim with their family
Our CPA told us we were on cruise control—all we had to do was keep doing this for twenty more years. We looked at each other and thought, “This is not cruise control. We fight every day to keep this car on the road.”

Freedom means knowing we have the option to pivot and do something different because we are not dependent solely on practicing dentistry to make a living.

Drs. Brent and Ally Rickheim

Freedom Founders members
Dr. Cindy Rider and Scott Densmore
It literally took one day of hearing different people, seeing different people, and listening to different people to decide.

The future for us is being able to enjoy our life journey together—and enjoy our adult children as they start their own families and discover who they are.

Dr. Cindy Rider and Scott Densmore

Freedom Founders members
Dr. David Phelps
Meet the author

Dr. David Phelps

David owned and operated a private dental practice for more than 21 years. When his daughter’s health crisis changed everything, the cash-flowing real estate portfolio he had built outside the practice gave him something more valuable than a traditional retirement plan: the ability to choose where he was needed most.

He sold his practice in mid-career and founded Freedom Founders to help successful business owners build lives with greater financial sovereignty, time, and purpose—so the business can serve the life, rather than consume it.

David is a nationally recognized speaker and the author of From High Income to High Net Worth, What’s Your Next?, The Apprentice Model, Own Your Freedom, and Inflation: The Silent Retirement Killer.

The point of “enough” is not to leave work. It is to stop missing your life.

Request your complimentary copy and begin replacing a moving finish line with a clear definition of freedom—built around your time, relationships, and choices.

Complimentary book · U.S. mailing address required